Starting from January 1, 2026, new regulations will come into force for self-employed workers (OSVČ) in the Czech Republic. These changes will directly affect tax compliance, financial planning, and daily business operations.
For this reason, staying informed in advance and preparing strategically is essential.
Mandatory Electronic Communication with the PSSZ
First of all, the communication process with the Czech Social Security Administration (PSSZ) will change. From 2026, all official communications, including income and expense statements, must be submitted exclusively in electronic XML format.
As a result, paper-based submissions will no longer be accepted.
Moreover, this shift makes digital transformation even more important. A well-organized digital system helps reduce errors, improve regulatory compliance, and streamline administrative processes. Therefore, for many entrepreneurs, relying on professional consulting services becomes a strategic decision.
New Pension Insurance Contributions for OSVČ
Secondly, from 2026, the minimum pension insurance advances will increase. In particular:
- primary activity: 5720 CZK
- new entrepreneurs: 3575 CZK
- secondary activity: 1574 CZK
Consequently, cost planning becomes a key element of financial management. Especially during the startup phase or business development, professional financial advice helps ensure long-term balance and sustainability.
Health Insurance: Key Changes
In addition to pension contributions, the minimum health insurance advance will also increase. From next year onward, for primary self-employed activity, the minimum amount will be 3306 CZK.
For this reason, it is strongly recommended to review your tax strategy and cash flow planning. In this context, experienced tax advisory support can help avoid financial pressure and improve overall efficiency.
Why Preparing Early Is the Best Strategy
In summary, the new OSVČ regulations will impact every stage of doing business in the Czech Republic. From company registration and legal consulting to corporate services, project management, and ongoing business support, all areas will be affected.
Preparing in advance helps avoid operational obstacles, reduce risks, and ensure business continuity. Furthermore, early adaptation allows entrepreneurs to optimize internal processes and take full advantage of growth and development opportunities in the Czech market from 2026 onward.
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