{"id":15638,"date":"2025-09-29T08:47:29","date_gmt":"2025-09-29T08:47:29","guid":{"rendered":"https:\/\/axevera.com\/?p=15638"},"modified":"2025-09-29T08:48:25","modified_gmt":"2025-09-29T08:48:25","slug":"monetary-policy-and-smes-the-impact-of-the-repo-rate-at-3-5","status":"publish","type":"post","link":"https:\/\/axevera.com\/en\/2025\/09\/29\/monetary-policy-and-smes-the-impact-of-the-repo-rate-at-3-5\/","title":{"rendered":"Monetary Policy and SMEs: the Impact of the Repo Rate at 3.5%"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\"><strong>The Czech National Bank\u2019s decision on the reference rate<\/strong><\/h1>\n\n\n\n<p>The board of the <strong>Czech National Bank<\/strong> unanimously decided to keep the <strong>Repo reference rate<\/strong> unchanged at <strong>3.5%<\/strong>. This choice reflects the intention to continue with a restrictive monetary policy, with the declared goal of keeping inflation close to 2%. According to Governor <strong>Ales Michl<\/strong>, the current economic environment contains elements that make potential rate cuts risky, highlighting the need for prudence and stability in monetary policy decisions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Inflation and stability: challenges for small and medium-sized enterprises<\/strong><\/h2>\n\n\n\n<p>For <strong>SMEs<\/strong>, keeping the Repo rate at 3.5% has direct implications. A restrictive monetary policy aims to control inflation, but at the same time it can affect the cost of credit and access to financing. Companies therefore face a context in which liquidity remains more expensive and financial flexibility more limited. However, stable interest rates can also provide greater predictability in business strategy planning, reducing the uncertainty associated with sudden shifts in monetary policy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Strategic planning opportunities for SMEs<\/strong><\/h2>\n\n\n\n<p>In this scenario, <strong>SMEs<\/strong> have the opportunity to strengthen their <strong>financial planning<\/strong>. Monitoring interest rate developments, reviewing investment strategies, and adopting risk management tools become essential. The decision of the Czech National Bank underlines the importance of a cautious approach, which can also serve as a model for businesses: maintaining a balance between growth, liquidity, and cost control. For SMEs, turning the constraints of monetary policy into opportunities for efficiency and resilience represents a strategic lever to successfully navigate an ever-evolving global economy.<\/p>\n\n\n\n<p>AI image.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Czech National Bank keeps the Repo rate at 3.5%, impacting monetary policy, inflation control, credit costs, and SME financial strategies.<\/p>\n","protected":false},"author":5,"featured_media":15635,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[525],"tags":[],"yst_prominent_words":[],"class_list":{"0":"post-15638","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-en"},"_links":{"self":[{"href":"https:\/\/axevera.com\/en\/wp-json\/wp\/v2\/posts\/15638","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/axevera.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/axevera.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/axevera.com\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/axevera.com\/en\/wp-json\/wp\/v2\/comments?post=15638"}],"version-history":[{"count":1,"href":"https:\/\/axevera.com\/en\/wp-json\/wp\/v2\/posts\/15638\/revisions"}],"predecessor-version":[{"id":15639,"href":"https:\/\/axevera.com\/en\/wp-json\/wp\/v2\/posts\/15638\/revisions\/15639"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/axevera.com\/en\/wp-json\/wp\/v2\/media\/15635"}],"wp:attachment":[{"href":"https:\/\/axevera.com\/en\/wp-json\/wp\/v2\/media?parent=15638"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/axevera.com\/en\/wp-json\/wp\/v2\/categories?post=15638"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/axevera.com\/en\/wp-json\/wp\/v2\/tags?post=15638"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/axevera.com\/en\/wp-json\/wp\/v2\/yst_prominent_words?post=15638"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}