Interest in mortgages was strong again in June. This is despite the fact that banks are constantly making them more expensive. The average mortgage rate has now stood at 2.13%<\/strong>. In the first half of the year, people have taken out mortgages for 224 billion kroner, beating the record of last year by about 30 billion. In June, people took out loans totaling 44.5 billion.\u00a0 After a slight cooling of interest in the previous two months, the mortgage market has returned to growth.\u00a0 However, March still holds the record with a volume of loans disbursed of 44.723 billion kroner<\/strong>.<\/p>\n In June, 14,069 clients<\/strong>, 1,085 more than in May, and 6448 clients in more year-on-year came to the banks for a loan. June 2021, is the third most successful month in the history of Fincentrum Hypoindex in terms of the number of loans disbursed.\u00a0 The first place so far is March of this year, when 14,401 mortgages<\/strong> were entered into, and the second place was held in November 2016, when 14,386 people took out a mortgage, analysts said. Mortgage prices have risen in recent months. In June, interest rates have risen by almost all banks.\u00a0 The average rate has reached 2.13%.<\/p>\n During the first half of the year, the banks took out loans for 223,786 billion CKR<\/strong>, a volume similar to that of 2016 and 2017 for the entire year, when the total volume exceeded 225 billion CKR. ” Since banks still fail to process mortgage applications, July can confirm a new record year.\u00a0 So far it has held the record last year, when banks have granted mortgages for over 254 billion kroner<\/strong>.\u00a0 To break the annual record, banks must therefore conclude mortgage contracts for only about\u00a0 30 billion,” said Ji\u0159\u00ed S\u00fdkora of Fincentrum & Swiss Life Select.<\/p>\nLoans in the Czech Republic: June data<\/h2>\n
Loans in the Czech Republic: banks<\/h2>\n